The cold has really settled in, it was in the twenties this morning when I brought the kids to school. It’s going to hit mid-forties today, will probably melt off most of the snow that’s still on the lawn. I’ve been running the gas fireplace in the den pretty much non-stop for the past week or two, only turning it off during midday when the heat becomes a bit unbearable, or when we go to bed at night.
I got a quote for home repairs from my friend A., who is a bit of a real estate pro and has a contractor that he uses for his work. It’s about six grand altogether, to repair the storm and garage doors, and a bunch of interior and exterior painting. The biggest chunk of it is the crawlspace. We need insulation rehung, better moisture barrier and a dehumidifier installed. I’m about ready to pull the trigger but feel it might be a bit steep. I figure A. is taking his 10% or whatever, but I don’t really have a problem with that. I just don’t have a frame of reference for what these thing should cost. As far as my hourly rate goes, I suppose it’s not too bad.
Today is payday, so I’ll make the decision then. I’ve been trying to use YNAB, but it doesn’t really do a good job separating my concerns. I’ve got the house account in there with my personal ones, and I haven’t figured out how to keep things separate without a bunch of manual bullshit. And I need to add my LLC stuff in there as well.
I’ve got so much that needs doing, but I don’t have the energy for half of it. Taxes, and making sure I fund my IRA for 2021 is probably the biggest pain point, and I’m definitely procrastinating on that.
I just realized that I’m now paying more in taxes than I made at my last job. Crazy how life has changed.